5 Reasons to Cancel your Hawaiian Airlines Credit Card.

5 Reasons to Cancel your Hawaiian Airlines Credit Card.

If you’re a frequent traveler or a loyal customer of Hawaiian Airlines, you might have opted for their co-branded credit card at some point. Their marketing is prevalent everywhere across Hawaii from magazines, commercials, social media and the enticing extra bonus when you sign mid-flight

While these cards often come with enticing benefits and rewards, there are times when it might make sense to reassess your credit card lineup. Here are five compelling reasons why you might consider canceling your Hawaiian Airlines credit card.

1. It doesn’t earn a lot of miles through spending

   While Hawaiian Airlines credit cards offer generous rewards for purchases made with the airline, they often lack versatility when it comes to earning rewards on other spending categories. If you find yourself spending more on other airlines, hotels, or everyday purchases, you might benefit more from a general travel rewards card that offers flexible redemption options.

2. You can only redeem your miles with Hawaiian Airlines.

   Your travel needs and preferences may evolve over time. If you find yourself flying with Hawaiian Airlines less frequently or if your travel patterns shift to destinations not serviced by the airline, the benefits of holding a Hawaiian Airlines credit card may diminish. In such cases, you might find greater value in a credit card with more flexible redemption options or broader airline partnerships.

3. Not worth the annual fee.

   Many airline credit cards, including those offered by Hawaiian Airlines, come with annual fees. If you’re not fully utilizing the card’s benefits to offset the annual fee, it might not be worth keeping. Assess whether the value you receive from the card's perks, such as free checked bags or companion fares, outweighs the cost of the annual fee.

4. Lack of Additional Benefits.

   While Hawaiian Airlines credit cards offer perks such as priority boarding, discounted in-flight purchases, and anniversary bonuses, these benefits may not be compelling enough for some cardholders. If you find that you’re not taking advantage of these additional benefits or if you can access similar perks through other credit cards or loyalty programs, it might be time to reconsider holding onto your Hawaiian Airlines credit card.

5. Eligibility for Better Offers.

   Credit card issuers frequently update their card offerings and launch new products with enhanced benefits and sign-up bonuses. By canceling your Hawaiian Airlines credit card, you free up space to apply for new credit cards that better align with your current spending habits and travel goals. Keep an eye out for promotions and offers from other issuers that might provide greater value and rewards.

Here are 3 Better Credit Card Programs that can Book Hawaiian Airlines Flights.

1. American Express Cards

2. The BILT Card

3. Chase Cards (If you transfer to partners with Hawaiian Airlines like )

FINAL THOUGHTS:

While Hawaiian Airlines credit cards can be valuable for loyal customers and frequent travelers to Hawaii, there are instances where canceling the card might be a prudent financial decision. By evaluating your spending habits, travel patterns, and the overall value you receive from the card, you can make an informed choice about whether to keep or cancel your Hawaiian Airlines credit card.

The Hawaiian Airlines Miles & Rewards economy isn’t highly valued, and Hawaiian Miles are the easiest miles to earn. If you want to learn more about how we are able to earn points & miles faster, check out our accelerated credit card strategy here.