Meet our Team

Scott & Mikela Kobayashi @Thecredithacker

My wife & I started our credit card journey in 2015. Happily married, we really enjoyed traveling and going on adventures together. Living in Hawaii, the costs of living can really be a barrier to travel, and so began our journey of research and discovering cheaper ways to travel!

As soon as we got financially educated, we were able to earn our first flights for free within the first year! Ever since we have earned multiple staycations for free here in Hawaii and have gotten more free flights. We have earned over 3.1 million reward points and redeems for $76,000 in FREE TRAVEL.

More than experiencing new places and retreating away from the busyness of life, my wife and I value our faith in God & our marriage. Traveling gives us an opportunity to strengthen our intimacy with each other and grow closer in our relationship with God.

-Scott & Mikela Kobayashi

Todd Oshima @Hawaiiawardtravel

Todd is a local resident on the island of Oahu. He balances his life as a full time educator, and traveling the globe as an expert in the points and miles community. Flying the world's best airlines and staying at the most luxurious hotels, he has enjoyed traveling to the best of Asia, Europe and the Middle East.

Testimonies