Get $20 off at Amazon after you make a single purchase of $50 or more using your AMEX card.
There is a new AMEX offer available for cardholders when you spend at Amazon! Use an American Express card to make a single purchase of $50 or more on Amazon and get $20 off a future purchase. This offer is available from Amazon using their link, rather than an Amex offer activated on their site. The $50 spend required under this limited-time Amex offer can be on anything shipped and sold by Amazon except Amazon gift cards. Below are the steps you earn and use your credit.
Here are the Steps
Purchase $50 or more using your American Express Card on Amazon.
Receive a confirmation email with the reward link once your order has shipped.
Follow instructions on the redemption link to purchase from the Moments store.
What does the FINE PRINT SAY?
The offer can only be redeemed once per customer/account and expires on July 22nd.
You will have until August 22nd to make use of the $20 credit.
If you return any of the items involved in the promotion, Amazon reserves the right to remove the promotional credit.
The $20 off will only work on purchases made on the Amazon Moments store.
What is the AMAZON MOMENTS STORE?
The Amazon Moments store is a curated list of items with 4 stars or above”. The list includes over 60,000 items so you’ll have a nice variety to choose from.
BOTTOM LINE:
Take a browse through the Amazon Moments store before taking up this offer. If you see any items that interest you, then this deal would be worth it.
These 4 credit cards can help you pay off your debt on time!
Do you have existing credit card debt or have accumulated credit card debt due to COVID-19?
STRATEGY: Pay off credit card debt by opening a credit card with an introductory period of 0% APR
One way to alleviate the stress of accumulated credit card debt is to transfer an existing credit card balance to a credit card that offers the benefit of no transfer fees and 0% interest on balance transfers and purchases for a period of time. An added bonus is that all of the credit cards listed below currently do not have an annual fee! As this article was being published, the Chase Slate card was removed from the Chase website, probably as a result of COVID-19 changes by chase. We added an extra BONUS card that can help you transfer your debt.
1. Amex EveryDay® Credit Card
BENEFITS:
No balance transfer fee for transfers within 60 days of account opening
0% intro APR for 15 months on purchases and balance transfers from account opening
Earn 10,000 membership rewards points after you use your new card to make $1,000 in purchases within the first 3 months of account opening. If you’re saving money to pay off your credit card debt, but want to take advantage of this introductory offer (which you should), contact The Credit Hacker for creative ways on achieving the minimum spend requirement
Approx minimum credit score 660-700
2. Chase Slate
* Currently removed from the Chase Website as of 4/16/2020
BENEFITS:
No balance transfer fee for transfers within 60 days of account opening
0% intro APR for 15 months on purchases and balance transfers from account opening
Approx minimum credit score 690
CON:
No rewards
3. Citi Simplicity Card
BENEFITS:
Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater
Get 0% intro APR for 21 months on balance transfers and for 12 months on purchases. Balance transfers must be completed within the first 4 months
Approx minimum credit score 670
CON:
No rewards
4. U.S. Bank Visa® Platinum Card
BENEFITS:
Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Get 0% introductory APR on purchases and balance transfers for the first 20 billing cycles. Balance transfers must be within 60 days from account opening
CON:
Approx minimum credit score 750
No rewards
Transferring debt between cards with the same issuer is typically not allowed.
Please note that introductory rates on credit cards increase SUBSTANTIALLY after the introductory period. Please check the terms of your credit card agreement. Minimum credit score thresholds may vary and are at the discretion of the credit card company you’re applying to. The information provided above is current as of the date of the blog post.
We at The Credit Hacker want to emphasize that we encourage EVERYONE out there to eliminate credit card debt and develop healthy spending habits by utilizing a budget. The credit cards listed above are a tool to get you out of debt, but the reality is that spending habits may need to be adjusted in order to alleviate the debt that was accrued.
How Airline and Hotel Loyalty programs are changing due to COVID-19, coronavirus.
Given the global situation concerning COVID-19 (the coronavirus), frequent travelers have stayed at home and are practicing social distancing instructions in order to prevent further spread of the illness. As we hope for the safe health of others, we're all dreaming of a return to normal travel. While no one can quite predict when that might be, travel companies have made moves to keep their programs active and members engaged. Here's a list by Ramsey Qubein on what to know about travel loyalty program changes, elite status, and qualifications moving forward.
Accor Live Limitless
Accor’s loyalty program is crediting 50 percent of the status nights and points required to requalify for your current status level. This automatically gets you halfway toward the same status for next year.
Aeroplan
Air Canada is pausing the expiration of miles until May 14, which means if you had miles set to expire before then, they now last until mid-May. Altitude members are receiving additional eUpgrade credits in their accounts, which are valid until May 31, 2021.
Best Western Rewards
Best Western was one of the first to extend status for members until January 31, 2022. This means that your current status remains the same unless you earn a higher level this year. Plus, anyone who was downgraded in status based on travels in 2019 will be boosted to their previous level until January 31, 2022, as well.
Cathay Pacific Marco Polo Club
Cathay is automatically adding monthly increments of points between now and April to get travelers closer to status thresholds even when they cannot travel. In addition, those with lounge passes, upgrade certificates, and Gold Companion Card nominations will receive six-month extensions to use them.
Choice Privileges
Any points set to expire have been extended through the end of May 2021.
Delta SkyMiles
If you have upgrade and companion certificates that were supposed to expire this spring, the validity has been extended through the end of the year.
Emirates Skywards
The airline is lowering elite threshold requirements between now and May 2020 by 20 percent.
Etihad Guest
The airline is delivering bonus tier miles on a monthly basis to pad member balances and help them toward annual elite thresholds during the travel slowdown.
Flying Blue
Miles will no longer expire this year, and for those with status expiring this spring, elite status requirements are being lowered by 25 percent.
Hilton Honors
Any points that were scheduled to expire between now and May 31 will be extended.
IHG Rewards Club
IHG was a first mover in making status easier for travelers. Travelers now have lower requirements to earn elite status. For example, Gold Elite status now requires 7,000 qualifying points (instead of 10,000) or seven qualifying nights (instead of 10) this year to earn status. Top-tier Spire Elite status only requires 55,000 qualifying points (instead of 75,000) or 55 nights (instead of 75).
Marriott Bonvoy
If you have free night or Suite Night awards (used for room upgrades on eligible stays) in your account, these will be extended until December 31, 2021. In addition, any points set to previously expire will be extended to the same date.
Qantas Frequent Flyer
Status is being extended for current elite members by 12 months.
Radisson Rewards
Current elite status has been extended through February 2022, and any upcoming points expiration has been extended through the end of August.
Shangri-La Golden Circle
The current elite status is being extended for another year to December 31, 2021.
Virgin Flying Club
Elite status is being extended by six months.
World of Hyatt
Proposed changes to award categories (the designated number of points needed to redeem for a free night’s stay) will not go into effect this month as planned. Instead, it will be postponed to 2021. That’s good news for stays at many luxury hotels, where the free-night points rate was going to increase.
Why haven’t other brands made adjustments yet?
Given the uncertainty of the current situation, some airlines or hotels may be waiting to see the extent of travel disruption before making an announcement. Even currently announced loyalty program adjustments may change again before the end of the year. As we wait for the curve to flatten, be expecting more change to occur to our favorite hotel and airline programs.