FREE Tips for Chase Ink Business Cards

Here are tips that I give my clients to help them get better approval ratings for business cards.

  1. Make sure you are under 5/24 = not more than 5 lines of credit opened in the last 24 months. (Obvious, but I must always ask.)

  2. Make sure your credit is not frozen. Many clients I help still forget that they froze their credit for security purposes. Make sure you unfreeze it before your application.

  3. Evaluate your overall credit limit with chase and other cards. If the sum of your limits are too high (over 100k overall), it’s possible you can get declined. Try to call the banks and lower some limits. This will help your approval rating.

  4. If you don’t have an EIN or a registered business, it’s still totally fine to apply for Chase business cards. Ex. My spouse the graphic design consulting on the side and she still qualified. You’ll need a NAICS business category code to apply for biz cards. Here are NAICS codes will higher approval ratings: 541611Consulting / 541613 Marketing / 541000 Technology /454110 E-commerce / 611000 Education 541990 Services.

Hope this helps increase your approval rating! If you would like to support what I do, here is my affiliate link! I do my best to help people for FREE, but this is a way you can show aloha as well! 

LINK: APPLY NOW FOR THE CHASE INK BUSINESS CARD

Lmk if you get approved!! If you do so using my link, I will kindly add you to our client database and share with you more tips and tricks on how my clients are getting better approval ratings and earning points/miles quicker than the average travel hacker.