The Guide to Chase’s Transfer Partners

Chase Ultimate Rewards® represent some of the most coveted transferable points in the market. Known as Chase Ultimate Rewards® points, they offer a redemption value of 1 cent each for travel bookings through Chase's portal on select cards. However, transferring points to a travel partner can give you even better value. The exact value depends on which partner you choose and how you use your points. NerdWallet estimates this method could be worth as much as 2.2 cents per point.

Yet, the true potential of Chase points may lie in three specific Chase cards available in 2024:

• Chase Sapphire Preferred® Card

• Chase Sapphire Reserve®

• Ink Business Preferred® Credit Card

By holding any of these cards, you gain the option to transfer points to one of Chase's numerous transfer partners at a 1:1 ratio. Utilizing this feature, especially if you or someone in your household owns one of these Chase cards, can significantly enhance the value of your rewards. This is because converting Chase points to hotel loyalty points or airline miles often unlocks superior value.

Explore each Chase transfer partner below to maximize the utility of your Chase points.

Chase airline transfer partners

Of the 14 Chase Ultimate Rewards® transfer partners, 11 are airline mileage programs, which are:

Aer Lingus AerClub

Aer Lingus AerClub became one of the Chase travel partners in 2017. While not officially part of the Oneworld alliance, Aer Lingus partners with several Oneworld airlines — most notably British Airways, Iberia and Qatar.

Air Canada Aeroplan

Air Canada's Aeroplan should not be underestimated. As Chase Sapphire's latest airline partner, Aeroplan offers numerous advantages. Being part of the Star Alliance, Aeroplan allows you to redeem points for award flights across all Star Alliance airlines, such as United.

Explore the Aeroplan sweet spots to maximize the value of your points, potentially boosting them to 1.4 cents per point for award tickets.

Air France-KLM Flying Blue

Flying Blue is the loyalty program for Air France, KLM, Kenya Airways, and a few other airlines. Since many Flying Blue airlines are part of the SkyTeam alliance, you can move points from Chase to Flying Blue to book award flights on other SkyTeam airlines like Delta Air Lines.

Flying Blue also has a monthly Promo Rewards promotion, slashing prices by up to 50% on specific routes. This makes Flying Blue's sweet spots even more appealing.

British Airways Executive Club

The British Airways Executive Club might sound like it's all about flights to London, but the real value of British Airways Avios isn't just there. Surprisingly, many of the best deals with British Airways Avios don't even involve flying British Airways.

Instead, you can use this Chase transfer partner to book cheap awards on American Airlines, Alaska Airlines, and other Oneworld partners. This includes flights to the Caribbean and beyond.

Emirates Skywards

Emirates Skywards is linked to Emirates Airlines, famous for its luxurious business and first-class experiences. While buying these premium seats can be pricey, using miles from the Emirates Skywards program is a great option, especially for business class.

According to The Credit Hacker, using miles for Emirates economy seats isn't as rewarding, giving you about 0.6 cents per mile. However, the value increases significantly when you redeem miles for Emirates business class.

But, there's a catch: Emirates Skywards has limited options, especially with partner airlines. Still, it's one of the few ways to book Emirates first class using points since the airline doesn't offer many award seats through partners.

Iberia Plus

Iberia Plus is similar to British Airways as both are part of the Oneworld alliance and use the Avios program. Recently, Iberia updated its award chart, making the rates to book American Airlines flights the same as those in the British Airways Executive Club for partner airlines. But there are more perks with Iberia. They often have really affordable business class awards to Europe.

JetBlue TrueBlue

JetBlue's TrueBlue program operates on a cash-based system, where the points needed for a reward match the flight's price. This means you won't get extra value from using TrueBlue points.

But don't overlook JetBlue as a Chase transfer partner just because of this. TrueBlue points are worth 1.5 cents each, which is great for booking economy flights within the U.S.

Singapore Airlines KrisFlyer

Singapore Airlines KrisFlyer is a top choice among Star Alliance Chase travel partners, offering great deals for premium cabins. KrisFlyer's best deals include flights to Europe, Hawaii, and within the U.S. Luxury travelers especially love KrisFlyer because it's usually the only way to book the award-winning Singapore first class using points.

Southwest Airlines Rapid Rewards

Southwest Airlines' Rapid Rewards works similar to JetBlue's program, where points match the cash price of flights. This means you don't have to hunt for special deals to get good value from your points.

When you use your Southwest Rapid Rewards points for flights, you'll get a consistent value of 1.5 cents per point. However, it's best to avoid using points for things like hotels or rental cars, as the value drops to 0.6 cents per point.

United MileagePlus

United MileagePlus is one of Chase Sapphire's three U.S. airline partners, along with JetBlue and Southwest. When you use MileagePlus miles for United economy flights, they're worth about 1.2 cents per mile.

You can also use United MileagePlus miles to book award flights with other airlines in the Star Alliance. But remember, United might ask for more miles for these partner flights.

Virgin Atlantic Flying Club

When you're ready to use your Virgin Atlantic Flying Club points, there are lots of great deals available on their award charts. It's important to learn about earning points with Virgin Atlantic and how to figure out the redemption rates so you can get the most out of this loyalty program.

With Virgin Atlantic Flying Club points, you can redeem them with various airlines beyond Virgin Atlantic. While not part of a major airline alliance, Virgin Atlantic Flying Club partners with several popular airlines, including:

• Air France

• Air New Zealand

• All Nippon Airways (ANA)

• Delta Air Lines

• Hawaiian Airlines

• KLM

• Scandinavian Airlines (SAS)

• Singapore Airlines

• South African Airways

• Virgin Australia

Chase hotel transfer partners

Chase has just three hotel loyalty program parters, which are:

World Of Hyatt

World of Hyatt stands out as Chase's top hotel transfer partner and possibly its most valuable travel partner overall. According to The Credit Hacker, World of Hyatt points are valued at 2.3 cents each when redeemed for award stays.

Hyatt is among the few hotel loyalty programs that provide an award chart, offering predictability when planning point usage for award stays. Award nights begin at 3,500 points, allowing you to maximize your Chase points at Hyatt properties.

Marriott Bonvoy

Marriott Bonvoy is a huge hotel loyalty program with over 7,000 properties across 30 brands. You can use Bonvoy points for free stays and upgrades.

But, when we looked into it, they found Bonvoy points were worth about 0.8 cent each. That's not great compared to Chase points, which are worth 1.25 or 1.5 cents each. So, it's usually not worth transferring Chase points to Marriott Bonvoy.

Save those transfers for when you find an amazing hotel deal or need just a few more points to book with your existing Bonvoy points.

IHG One Rewards

The IHG loyalty program isn't the strongest choice when it comes to transferring points from Chase.

According to the Credit Hacker, IHG points are worth about 0.8 cent each. Since Chase points transfer to IHG One Rewards at a 1:1 ratio like other partners, it's not a great deal and can lower the value of your points. Unless you find an amazing IHG deal, only transfer points from Chase to IHG if you need a few more points to book a hotel with your existing IHG points. Otherwise, it's usually better to book IHG hotels through Chase's portal.

Which Chase Sapphire transfer partners are the best?

Based on the estimated values mentioned earlier, here's the The Credit Hacker’s power ranking of the six best Chase transfer partners:

1. World of Hyatt

2. Virgin Atlantic Flying Club

3. JetBlue TrueBlue

4. Southwest Airlines Rapid Rewards

5. Air Canada Aeroplan

6. Air France/KLM Flying Blue

Top Airline Partner for Chase Points

Among Chase's airline transfer partners, Virgin Atlantic Flying Club stands out as the best option. However, you can still get over 1 cent per point in value by transferring Chase points to fixed-value programs like Southwest Rapid Rewards and JetBlue TrueBlue.

Other airline partners vary in value. For instance, Emirates isn't great for booking economy class flights, but it's fantastic for booking their luxurious business class using Chase points.

Top Choice for Chase Hotel Transfers

World of Hyatt takes the crown as the best hotel partner for Chase. With outstanding value of over 2 cents per point, it's not just the top hotel partner but also the top overall travel partner.